As a member of a Multiple Employer Welfare Arrangement (MEWA), there are a few critical insights you should consider. Steve Bostrum of Vimly Benefit Solutions (one of MAA's Founding Supporters), has agreed to share those with MAA readers now. Health care is facing perhaps the greatest level of complexity in the history of the industry. The rise of consumerism, regulatory interventions, and technology applications create pressures from all sides for an organization trying to bring coherence and…

  We recently interviewed John Sarno, the President of Employers Association of New Jersey (EANJ), which is a very successful association for small businesses. EANJ provides HR training and support for various HR issues for small businesses located throughout New Jersey. In addition, EANJ has an extremely competitive health insurance program, 401(k), and an Employee Assistance Program for their member employers. These benefit plans are organized under a MEWA, which EANJ sponsors. Sponsoring a MEWA…

Part of the Trump and Republican Revolution was to “Repeal and Replace.” The movement has begun with the House passing the American Health Care Act (AHCA), which is now off to the Senate. However, it appears that the Executive Branch is unaware of the other arrow in its quiver. It is also possible to save small businesses large amounts of money on health insurance, while also allowing for more insurance options across state lines. This…